Santander Unique
Santander Brasil · Reward Points · Reward Points
This comprehensive guide covers the Santander Unique's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Santander Unique from Santander Brasil offers reward points rewards redeemable as reward points. Top earning categories include 2x esfera points on travel and dining and more. Cardholders receive lounge access at select airports. Annual fee is R$720 (no standard fee waiver).
Best for: Travel, Dining, General Online, Electronics Accessories
Official product page → Official rules →
Waiver: No standard fee waiver
Reward Rules
- 200 pts/$100 2x Esfera points on travel and dining
- 100 pts/$100 1x Esfera point on all other spend
Important Notes
- Premium card from Santander with airport lounge access (Priority Pass).
- Esfera points redeemable for travel, shopping and gift cards.
- Concierge service available.
- Annual fee of R$720, typically discounted for Select account holders.
- Comprehensive travel insurance included.
Lounge Access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Santander Unique vs Similar Cards
- Santander AAdvantage Credit Card — Travel Miles · R$480
- Santander Unlimited — 3% top rate · R$0
Maximize Your Rewards
To earn the highest rewards, use the Santander Unique for its bonus categories: Travel, Dining, General Online, Electronics Accessories, Grocery.