Itaú Uniclass Mastercard Platinum

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ℹ️ Educational purposes only. Not a financial or investment advice. Verify official issuer terms before applying, purchasing, or making payment decisions.

Itaú Uniclass Mastercard Platinum

Itaú Unibanco · Reward Points · Reward Points

This comprehensive guide covers the Itaú Uniclass Mastercard Platinum's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Itaú Uniclass Mastercard Platinum from Itaú Unibanco offers reward points rewards redeemable as reward points. This card has no annual fee.

Itaú Uniclass Mastercard Platinum — Itaú Unibanco credit card

Best for: General Online, Electronics Accessories, Grocery, Dining

Official product page →   Official rules →

Annual fee: R$0
Waiver: Waived for Itaú Uniclass account holders

Reward Rules

  • 150 pts/$100 1.5 points per BRL 1 on all spend
    Tags: Default, General Online, Electronics Accessories, Grocery, Dining, Travel, Fuel, Transit, Online Retail

Important Notes

  • Annual fee waived for Itaú Uniclass banking clients.
  • Points transfer to Smiles, LATAM Pass and TudoAzul.
  • Mid-tier card between Uniclass Black (premium) and entry-level.
  • Travel insurance included.
  • Purchase protection and extended warranty included.

How to Apply

  • Apply online: Official application page →
  • Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
  • Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.

Itaú Uniclass Mastercard Platinum vs Similar Cards

Maximize Your Rewards

To earn the highest rewards, use the Itaú Uniclass Mastercard Platinum for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.

Last updated: 2026-09-11 · Author: RewardRoute Editorial Team