Itaú Uniclass Mastercard Black
Itaú Unibanco · Reward Points · Reward Points
This comprehensive guide covers the Itaú Uniclass Mastercard Black's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Itaú Uniclass Mastercard Black from Itaú Unibanco offers reward points rewards redeemable as reward points. Cardholders receive lounge access at select airports. Annual fee is R$720 (waived with itaú uniclass banking package).
Best for: General Online, Grocery, Dining, Travel
Official product page → Official rules →
Annual fee: R$720
Waiver: Waived with Itaú Uniclass banking package
Waiver: Waived with Itaú Uniclass banking package
Reward Rules
- 110 pts/$100 1.1 points per BRL 1
Important Notes
- Points program (Iupp) allows transfer to TudoAzul and Smiles at varying ratios.
- Includes Mastercard Black benefits: airport lounges, concierge, travel insurance.
- Annual fee waived for Uniclass banking package customers.
Lounge Access
Mastercard Black airport lounge access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Itaú Uniclass Mastercard Black vs Similar Cards
- Itaú Private Bank Credit Card — Reward Points · R$1,800
- Itaú SX Mastercard — 1% top rate · R$0
- Itaú Uniclass Mastercard Platinum — Reward Points · R$0
Maximize Your Rewards
To earn the highest rewards, use the Itaú Uniclass Mastercard Black for its bonus categories: General Online, Grocery, Dining, Travel, Online Retail.