Lifetime Free Credit Cards (101)
There are 101 credit cards with no annual fee across all countries. Find the best fee-free card for your spending.
🇧🇷 Brazil (17 cards)
Santander Unlimited
Santander Brasil
3% cashback on grocery, drugstore & fu
Itaú SX Mastercard
Itaú Unibanco
1% cashback on all purchases
Mercado Pago Card
Mercado Livre
1% cashback on Mercado Livre purchases
Neon Mastercard
Neon Pagamentos
1% cashback on all purchases
PagBank Card
PagSeguro
1% cashback on all purchases
PicPay Card
PicPay (digital wallet)
1% cashback in PicPay Coins
Sofisa Direto Mastercard
Banco Sofisa
1% cashback on all purchases
Will Bank Card
Will Finance (BTG Pactual)
1% cashback on all purchases
BTG Pactual Visa Platinum
BTG Pactual
C6 Mastercard Platinum
C6 Bank
Inter Mastercard Black
Banco Inter
Inter Mastercard Gold
Banco Inter
Inter Mastercard Platinum
Banco Inter
Itaú Uniclass Mastercard Platinum
Itaú Unibanco
Nubank Internacional
Nubank
Sicredi Mastercard Black
Sicredi
XP Visa Infinite
XP Investimentos (Banco Master)
🇨🇦 Canada (8 cards)
Simplii Financial Cash Back Visa Card
Simplii Financial (CIBC)
4% cash back on restaurants (up to $5,
Canadian Tire Triangle World Elite Mastercard
Canadian Tire Financial Services
4% Canadian Tire Money at Canadian Tir
PC Financial Mastercard
President's Choice Financial
3% on groceries at Loblaws, Shoppers D
Rogers World Elite Mastercard
Rogers Bank
3% cash back on Rogers, Fido and Shaw
National Bank syncro Mastercard
National Bank of Canada
2% cash back on all purchases (rounded
Tangerine Money-Back Credit Card
Tangerine (Scotiabank)
2% on selected categories
MBNA True Line Mastercard
MBNA (TD Bank)
1% cash back on all purchases
Wealthsimple Cash Card
Wealthsimple (Mastercard)
1% cash back on all purchases
🇮🇳 India (12 cards)
Amazon Pay ICICI
ICICI Bank
5% on Amazon India
Axis super.money RuPay
Axis Bank
3% on Scan & Pay via super.money
ICICI Amazon Pay Platinum Credit Card
ICICI Bank
2% cashback on Amazon purchases for Pr
Kiwi RuPay UPI
Kiwi
1.5% on eligible UPI credit card spend
IDFC FIRST Private
IDFC FIRST Bank
IDFC FIRST Select
IDFC FIRST Bank
IDFC FIRST Wealth
IDFC FIRST Bank
IDFC FIRST WOW
IDFC FIRST Bank
IndusInd Tiger
IndusInd Bank
Kotak League Platinum Credit Card
Kotak Mahindra Bank
OneCard Metal Credit Card
FPL Technologies (various bank partnerships)
Scapia Federal Bank
Federal Bank
🇸🇬 Singapore (18 cards)
BOC Family Card
Bank of China Singapore
10% cash back on dining and groceries
CIMB Visa Signature Card
CIMB Bank Singapore
10% cashback on dining, groceries and
Maybank Horizon Credit Card
Maybank Singapore
10% cashback on dining, groceries & tr
Singtel Dash Visa Card
Singtel (SCB partnership)
10% Up to 10% cashback at partner merchant
Maybank Platinum Visa Card
Maybank Singapore
8% cashback on weekend dining and groc
UOB EVOL Card
United Overseas Bank
8% cashback on contactless and mobile
OCBC Frank Credit Card
OCBC Bank
6% cash back on contactless and mobile
DBS Live Fresh Card
DBS Bank
5% cashback on online shopping, dining
Trust Bank Credit Card
Trust Bank (NTUC FairPrice / Standard Chartered)
5% cashback at FairPrice grocery store
GXS Card
GXS Bank (Grab-Singtel)
2% cashback on all purchases with no m
Citi Cashback Card
Citi Singapore
1.6% cash back on all spend with no mi
American Express True Cashback Card
American Express Singapore
1.5% cash back on all purchases
Standard Chartered Unlimited Cashback Card
Standard Chartered Singapore
1.5% cash back on all spend with no mi
Amaze Card by Instarem
Instarem (amaze)
1% unlimited cashback on all transacti
American Express HighFlyer Card
American Express Singapore
HSBC Revolution Credit Card
HSBC Singapore
HSBC Visa Platinum Credit Card
HSBC Singapore
Standard Chartered Rewards+ Credit Card
Standard Chartered Singapore
🇦🇪 the UAE (2 cards)
🇬🇧 the United Kingdom (24 cards)
American Express Platinum Cashback Everyday
American Express UK
5% cash back on eligible purchases for
Lloyds Bank Club Lloyds Credit Card
Lloyds Bank
3% cash back at selected retailers (in
NatWest Reward Credit Card
NatWest
2% cash back at supermarkets and major
Barclaycard Forward
Barclaycard
1% Up to 1% cashback on everyday spending
Capital on Tap Business Credit Card
Capital on Tap (issued by Barclays)
1% cashback on all business spending
Chase UK Cashback Credit Card
Chase UK (J.P. Morgan)
1% cashback on all purchases
Halifax Clarity Credit Card
Halifax (Lloyds Banking Group)
1% cash back on overseas purchases
Santander 123 Lite Credit Card
Santander UK
1% cashback on household bills
Zopa Credit Card
Zopa Bank
1% cashback on all purchases
Aqua Reward Credit Card
Aqua (NewDay)
0.5% cash back on all purchases (cappe
Post Office Credit Card
Post Office (Bank of Ireland UK)
0.5% cashback on all spending
British Airways American Express Card
American Express UK
American Express Gold Card
American Express UK
American Express Nectar Credit Card
American Express UK
Barclaycard Avios Credit Card
Barclaycard
HSBC Premier World Elite Mastercard
HSBC UK
HSBC Rewards Credit Card
HSBC UK
John Lewis Partnership Card
John Lewis Financial Services (HSBC)
Lloyds Bank Avios Rewards Credit Card
Lloyds Bank
M&S Bank Credit Card
M&S Bank (HSBC)
Monzo Flex Credit Card
Monzo (issued by Barclays Partner Finance)
Sainsbury's Nectar Credit Card
Sainsbury's Bank (NewDay)
Tesco Clubcard Credit Card
Tesco Bank
Virgin Atlantic Reward Credit Card
Virgin Money
🇺🇸 the United States (20 cards)
Capital One Savor Cash Rewards Credit Card
Capital One
8% cash back on Capital One Entertainm
Discover it Cash Back
Discover
5% cash back on rotating quarterly cat
Prime Visa
Chase
5% at Amazon.com and Whole Foods Marke
U.S. Bank Smartly Visa Signature
U.S. Bank
4% Up to 4% cash back on all purchases (w
Blue Cash Everyday Card from American Express
American Express
3% cash back at U.S. supermarkets
Apple Card
Goldman Sachs
3% cash back on Apple and select merch
Bank of America Customized Cash Rewards
Bank of America
3% cash back on chosen category (gas,
Citi Double Cash Card
Citibank
2% cash back on all purchases (1% when
SoFi Credit Card
SoFi (Mariner Finance)
2% cash back on all purchases (when re
Wells Fargo Active Cash
Wells Fargo
2% unlimited cashback everywhere
Capital One Quicksilver Cash Rewards Credit Card
Capital One
1.5% cash back on every purchase, ever
Wells Fargo Reflect Card
Wells Fargo
1% cash back on every purchase
Bilt Mastercard
Wells Fargo (Bilt)
Bank of America Travel Rewards Credit Card
Bank of America
Chase Freedom Flex
Chase
Chase Freedom Unlimited
Chase
Ink Business Unlimited Credit Card
Chase
Citi Custom Cash Card
Citibank
Discover it Miles
Discover
U.S. Bank Altitude Connect Visa Signature
U.S. Bank