Wells Fargo Active Cash
Wells Fargo · Cashback · Statement Credit
This comprehensive guide covers the Wells Fargo Active Cash's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Wells Fargo Active Cash from Wells Fargo offers cashback rewards credited directly to your statement at 2%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Dining, Grocery
Reward Examples
Spend $1,000 on General online → earn $20 (2%) · 2% unlimited cashback everywhere
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 2% 2% unlimited cashback everywhere
Important Notes
- No category bonuses — flat rate applies to all purchases.
- Cash rewards redeemable as statement credit, ATM withdrawal, or deposit to Wells Fargo account.
🎁 Apply with referral — $200 cash bonus after $500 spend in 3 months
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Wells Fargo Active Cash vs Similar Cards
- Alliant Cashback Visa® Signature Card — 3% top rate · $0
- Alliant Platinum Visa® Card — 2% top rate · $0
- Blue Cash Everyday Card from American Express — 3% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Wells Fargo Active Cash for its bonus categories: General Online, Electronics Accessories, Dining, Grocery, Travel.