U.S. Bank Smartly Visa Signature
U.S. Bank · cashback · statement_credit
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 4% Up to 4% cash back on all purchases (with qualifying U.S. Bank balance)
Exclusions
- Base earn rate is 2% flat; boosted to up to 4% based on combined U.S. Bank deposit/investment balance tiers.
- 4% tier requires $100,000+ in U.S. Bank qualifying balances.
- No foreign transaction fees.
U.S. Bank Smartly Visa Signature
Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.