Target RedCard™ Credit Card
Target · Target Discount · Statement Credit
This comprehensive guide covers the Target RedCard™ Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Target RedCard™ Credit Card from Target offers target discount rewards credited directly to your statement at 5%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend $1,000 on General online → earn $50 (5%) · 5% discount at Target
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 5% 5% discount at Target
Important Notes
- 5% discount only at Target and Target.com
- No annual fee
- Not a traditional rewards card - provides instant discount at checkout
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Maximize Your Rewards
To earn the highest rewards, use the Target RedCard™ Credit Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.