SoFi Credit Card
SoFi (Mariner Finance) · cashback · statement_credit
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 2% 2% cash back on all purchases (when redeemed into SoFi Investing or Banking)
- 2% 1.9% cash back on all purchases (when redeemed as statement credit)
Exclusions
- Full 2% rate requires redeeming rewards into SoFi Banking, SoFi Invest, or SoFi Active Invest accounts.
- Statement credit and direct deposit redemptions earn slightly less.
- No foreign transaction fees and no annual fee.
- Includes cell phone protection up to $1,000 (with certain conditions).
- Welcome bonus up to $200 (evolving terms).
SoFi Credit Card
Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.