Petal® 1 "No Annual Fee" Visa® Credit Card
Petal · Cashback · Statement Credit
This comprehensive guide covers the Petal® 1 "No Annual Fee" Visa® Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Petal® 1 "No Annual Fee" Visa® Credit Card from Petal offers cashback rewards credited directly to your statement. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1 pts/$100 1x points on all purchases (1% cash back)
Important Notes
- No foreign transaction fees
- No annual fee
- Cash back level is fixed at 1% (no tiering)
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Petal® 1 "No Annual Fee" Visa® Credit Card vs Similar Cards
- Alliant Cashback Visa® Signature Card — 3% top rate · $0
- Alliant Platinum Visa® Card — 2% top rate · $0
- Blue Cash Everyday Card from American Express — 3% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Petal® 1 "No Annual Fee" Visa® Credit Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.