Mercury Card
Mercury · Mercury Points · Reward Points
This comprehensive guide covers the Mercury Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Mercury Card from Mercury offers mercury points rewards redeemable as reward points. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1 pts/$100 1x point on all purchases
Important Notes
- No foreign transaction fees
- Mercury points value varies by redemption
- No annual fee
- Business bank account required
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Maximize Your Rewards
To earn the highest rewards, use the Mercury Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.