Apple Card
Goldman Sachs · cashback · daily_cash
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 3% 3% cash back on Apple and select merchants
- 2% 2% cash back on all purchases with Apple Pay
- 1% 1% cash back on all other purchases (using physical card)
Exclusions
- Daily Cash credited to Apple Cash card daily — no minimum to redeem.
- No foreign transaction fees.
- Physical titanium card only earns 1%; Apple Pay required for 2%.
- 3% at select merchants includes Nike, Uber, Walgreens, Panera, Exxon/Mobil — merchant-specific.
- Requires iPhone to apply and manage; tight Apple ecosystem integration.
Apple Card
Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.