Tesco Clubcard Plus Credit Card
Tesco Bank · Reward Points · Reward Points
This comprehensive guide covers the Tesco Clubcard Plus Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Tesco Clubcard Plus Credit Card from Tesco Bank offers reward points rewards redeemable as reward points. Top earning categories include 3x clubcard points at tesco and more. Annual fee is £7.99 (monthly fee of £7.99; includes clubcard plus benefits).
Best for: Tesco · Grocery, General Online, Dining, Travel
Official product page → Official rules →
Annual fee: £7.99
Waiver: Monthly fee of £7.99; includes Clubcard Plus benefits
Waiver: Monthly fee of £7.99; includes Clubcard Plus benefits
Reward Rules
- 300 pts/$100 3x Clubcard points at Tesco
- 100 pts/$100 1x Clubcard point per £1 everywhere else
Important Notes
- Clubcard points convert to Clubcard Rewards Partners at 3x value (e.g., 150 points = £0.50 → £1.50 at partners).
- Monthly fee of £7.99 includes Clubcard Plus account benefits (10% off Tesco, free delivery).
- No fee for the standard Tesco Clubcard Credit Card which earns 1x at Tesco and 0.5x elsewhere.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Tesco Clubcard Plus Credit Card vs Similar Cards
- Tesco Bank Balance Transfer Credit Card — Reward Points · £0
- Tesco Bank Purchase Credit Card — Reward Points · £0
- Tesco Clubcard Credit Card — Reward Points · £0
Maximize Your Rewards
To earn the highest rewards, use the Tesco Clubcard Plus Credit Card for its bonus categories: Grocery, General Online, Dining, Travel, Online Retail.