NatWest Black Credit Card
NatWest Group · Reward Points · Reward Points
This comprehensive guide covers the NatWest Black Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The NatWest Black Credit Card from NatWest Group offers reward points rewards redeemable as reward points. Annual fee is £195 (no annual fee waiver).
Best for: General Online, Electronics Accessories, Grocery, Dining
Official product page → Official rules →
Annual fee: £195
Waiver: No annual fee waiver
Waiver: No annual fee waiver
Reward Rules
- 1 pts/$100 1x point per £1 spent
Important Notes
- No foreign transaction fees
- No rewards tiers or category bonuses
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
NatWest Black Credit Card vs Similar Cards
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Maximize Your Rewards
To earn the highest rewards, use the NatWest Black Credit Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.