Lloyds Bank Avios Rewards Credit Card
Lloyds Bank · Travel Miles · Reward Points
This comprehensive guide covers the Lloyds Bank Avios Rewards Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Lloyds Bank Avios Rewards Credit Card from Lloyds Bank offers travel miles rewards redeemable as reward points. Top earning categories include 1 avios per £1 on british airways and selected travel spend and more. This card has no annual fee.
Best for: Travel, General Online, Grocery, Dining
Official product page → Official rules →
Annual fee: £0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 100 pts/$100 1 Avios per £1 on British Airways and selected travel spend
- 50 pts/$100 0.5 Avios per £1 on all other spending
Important Notes
- No annual fee — competitive Avios earning via Visa/Mastercard.
- Avios transfer to British Airways Executive Club.
- Includes free supplementary cards with same benefits.
- High street bank with widespread UK acceptance.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Lloyds Bank Avios Rewards Credit Card vs Similar Cards
- British Airways American Express Card — Travel Miles · £0
- British Airways American Express Premium Plus Card — Travel Miles · £250
- Barclaycard Avios Credit Card — Travel Miles · £0
Maximize Your Rewards
To earn the highest rewards, use the Lloyds Bank Avios Rewards Credit Card for its bonus categories: Travel, General Online, Grocery, Dining, Fuel.