Barclaycard Platinum
Barclays · Reward Points · Reward Points
This comprehensive guide covers the Barclaycard Platinum's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Barclaycard Platinum from Barclays offers reward points rewards redeemable as reward points. Annual fee is £32 (£0 intro annual fee for the first year, then £32).
Best for: General Online, Electronics Accessories, Grocery, Dining
Official product page → Official rules →
Annual fee: £32
Waiver: £0 intro annual fee for the first year, then £32
Waiver: £0 intro annual fee for the first year, then £32
Reward Rules
- 1 pts/$100 1x point per £1 spent
Important Notes
- 10,000 bonus points after £1,000 in purchases in first 3 months
- No foreign transaction fees
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Barclaycard Platinum vs Similar Cards
- Argos Credit Card — Reward Points · £0
- Asda Money Credit Card — Reward Points · £0
- Bank of Scotland Dual Credit Card — Reward Points · £0
Maximize Your Rewards
To earn the highest rewards, use the Barclaycard Platinum for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.