Scotia American Express Card
Scotiabank · Scene Plus Points · Reward Points
This comprehensive guide covers the Scotia American Express Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Scotia American Express Card from Scotiabank offers scene plus points rewards redeemable as reward points. Top earning categories include 2x scene+ points on groceries and more. This card has no annual fee.
Best for: Grocery, Fuel, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: C$0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 2 pts/$100 2x Scene+ points on groceries
- 2 pts/$100 2x Scene+ points on gas
- 1 pts/$100 1x Scene+ points on all other purchases
Important Notes
- No foreign transaction fees
- Scene+ points value varies by redemption
- No annual fee
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Scotia American Express Card vs Similar Cards
- Scotiabank Gold American Express Card — Reward Points · C$120
- Scotiabank Passport Visa Infinite — Reward Points · C$139
- Scotia Gold Mastercard — Reward Points · C$0
Maximize Your Rewards
To earn the highest rewards, use the Scotia American Express Card for its bonus categories: Grocery, Fuel, General Online, Electronics Accessories, Dining.