RBC ION Visa
Royal Bank of Canada · Reward Points · Reward Points
This comprehensive guide covers the RBC ION Visa's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The RBC ION Visa from Royal Bank of Canada offers reward points rewards redeemable as reward points. Top earning categories include 1.5x points on groceries and more. This card has no annual fee.
Best for: Grocery, Fuel, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: C$0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1.5 pts/$100 1.5x points on groceries
- 1.5 pts/$100 1.5x points on gas
- 1 pts/$100 1x points on all other purchases
Important Notes
- No foreign transaction fees
- Points earn may vary by category
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
RBC ION Visa vs Similar Cards
- Meridian Visa Infinite — Reward Points · C$120
- RBC British Airways Visa Infinite — Travel Miles · C$150
- RBC Cash Back Mastercard — 3% top rate · C$0
Maximize Your Rewards
To earn the highest rewards, use the RBC ION Visa for its bonus categories: Grocery, Fuel, General Online, Electronics Accessories, Dining.