Neo Travel Card
Neo Financial · Neo Points · Reward Points
This comprehensive guide covers the Neo Travel Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Neo Travel Card from Neo Financial offers neo points rewards redeemable as reward points. Top earning categories include 10x points on travel and more. Annual fee is C$120 (no annual fee waiver).
Best for: Travel, Dining, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: C$120
Waiver: No annual fee waiver
Waiver: No annual fee waiver
Reward Rules
- 10 pts/$100 10x points on travel
- 2 pts/$100 2x points on dining
- 1 pts/$100 1x points on all other purchases
Important Notes
- No foreign transaction fees
- Points value varies by redemption
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Neo Travel Card vs Similar Cards
- Neo Credit Card — Neo Points · C$0
- Secured Neo Mastercard — 15% top rate · C$96
Maximize Your Rewards
To earn the highest rewards, use the Neo Travel Card for its bonus categories: Travel, Dining, General Online, Electronics Accessories, Grocery.