National Bank syncro Mastercard
National Bank of Canada · Cashback · Statement Credit
This comprehensive guide covers the National Bank syncro Mastercard's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The National Bank syncro Mastercard from National Bank of Canada offers cashback rewards credited directly to your statement at 2%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend C$1,000 on General online → earn C$20 (2%) · 2% cash back on all purchases (rounded u
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 2% 2% cash back on all purchases (rounded up to the nearest dollar)
Important Notes
- Simple 2% cash back on every purchase — no categories, no caps.
- Cashback is calculated on the total statement balance and rounded up to the nearest dollar.
- No annual fee.
- Cashback credited once per year on card anniversary date.
- Minimum income required for the 2% rate; lower rate may apply for some applicants.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
National Bank syncro Mastercard vs Similar Cards
- Alterna Savings Cash Back Visa — 2% top rate · C$0
- BMO Cash Back Mastercard — 3% top rate · C$0
- BMO CashBack World Elite Mastercard — 5% top rate · C$120
Maximize Your Rewards
To earn the highest rewards, use the National Bank syncro Mastercard for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.