CIBC Costa Visa
Canadian Imperial Bank of Commerce · Premio Points · Reward Points
This comprehensive guide covers the CIBC Costa Visa's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The CIBC Costa Visa from Canadian Imperial Bank of Commerce offers premio points rewards redeemable as reward points. Top earning categories include 1.5x points on groceries and more. This card has no annual fee.
Best for: Grocery, Fuel, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: C$0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1.5 pts/$100 1.5x points on groceries
- 1.5 pts/$100 1.5x points on gas
- 1 pts/$100 1x points on all other purchases
Important Notes
- No foreign transaction fees
- Points earn may vary by category
- No annual fee
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
CIBC Costa Visa vs Similar Cards
- CIBC Aventura Gold Visa — Reward Points · C$120
- CIBC Aventura Visa — Reward Points · C$0
- CIBC Dividend Visa — 1% top rate · C$0
Maximize Your Rewards
To earn the highest rewards, use the CIBC Costa Visa for its bonus categories: Grocery, Fuel, General Online, Electronics Accessories, Dining.