BMO Air Miles World Elite Mastercard
Bank of Montreal · Air Miles · Reward Points
This comprehensive guide covers the BMO Air Miles World Elite Mastercard's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The BMO Air Miles World Elite Mastercard from Bank of Montreal offers air miles rewards redeemable as reward points. Top earning categories include 2x air miles on groceries and more. Annual fee is C$120 (no annual fee waiver).
Best for: Grocery, Fuel, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: C$120
Waiver: No annual fee waiver
Waiver: No annual fee waiver
Reward Rules
- 2 pts/$100 2x Air Miles on groceries
- 2 pts/$100 2x Air Miles on gas
- 1 pts/$100 1x Air Miles on all other purchases
Important Notes
- No foreign transaction fees
- Air Miles value varies by redemption
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
BMO Air Miles World Elite Mastercard vs Similar Cards
- BMO Air Miles Mastercard — Air Miles · C$0
- BMO Ascend Mastercard — Bmo Rewards · C$0
- BMO Ascend World Elite Mastercard — Bmo Rewards · C$149
Maximize Your Rewards
To earn the highest rewards, use the BMO Air Miles World Elite Mastercard for its bonus categories: Grocery, Fuel, General Online, Electronics Accessories, Dining.