XP Visa Infinite

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ℹ️ Educational purposes only. Not a financial or investment advice. Verify official issuer terms before applying, purchasing, or making payment decisions.

XP Visa Infinite

XP Investimentos (Banco Master) · Reward Points · Reward Points

This comprehensive guide covers the XP Visa Infinite's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The XP Visa Infinite from XP Investimentos (Banco Master) offers reward points rewards redeemable as reward points. Cardholders receive lounge access at select airports. This card has no annual fee.

XP Visa Infinite — XP Investimentos (Banco Master) credit card

Best for: General Online, Grocery, Dining, Travel

Official product page →   Official rules →

Annual fee: R$0
Waiver: No annual fee for XP investment clients

Reward Rules

  • 100 pts/$100 1 point per BRL 1
    Tags: Default, General Online, Grocery, Dining, Travel, Online Retail, Electronics Accessories

Important Notes

  • No annual fee for XP investment clients with significant assets.
  • Visa Infinite benefits include airport lounge access, concierge, and travel insurance.
  • Points transfer to TudoAzul and Smiles loyalty programs.

Lounge Access

Visa Infinite airport lounge access
any · Varies · Visa Airport Companion
Complimentary lounge access through Visa Infinite benefits.
Check the card provider website for current lounge list, guest policy, and eligibility terms.

How to Apply

  • Apply online: Official application page →
  • Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
  • Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.

Maximize Your Rewards

To earn the highest rewards, use the XP Visa Infinite for its bonus categories: General Online, Grocery, Dining, Travel, Online Retail.

Last updated: 2026-09-11 · Author: RewardRoute Editorial Team