Sicredi Mastercard Black
Sicredi · Reward Points · Reward Points
This comprehensive guide covers the Sicredi Mastercard Black's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Sicredi Mastercard Black from Sicredi offers reward points rewards redeemable as reward points. Cardholders receive lounge access at select airports. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Official product page → Official rules →
Annual fee: R$0
Waiver: Waived for Sicredi cooperative members
Waiver: Waived for Sicredi cooperative members
Reward Rules
- 200 pts/$100 2 points per BRL 1 on all spend
Important Notes
- No annual fee for Sicredi cooperative members.
- Points transfer to Smiles, LATAM Pass and TudoAzul.
- Lounge access (Priority Pass) included.
- Travel insurance and purchase protection.
- Credit cooperative bank with strong regional presence in southern Brazil.
Lounge Access
Priority Pass Select lounge access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Sicredi Mastercard Black vs Similar Cards
- BTG Pactual Visa Platinum — Reward Points · R$0
Maximize Your Rewards
To earn the highest rewards, use the Sicredi Mastercard Black for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.